Dumb Money

This is a real movie! One might be forgiven for figuring a film starring the likes of Pete Davidson, Seth Rogen etc. with a title like Dumb Money to be a silly trifle. Yes, it has some laughs but this movie has a story, told well.

The title is a term supposedly used by big time hedge fund traders to refer to small time individual stock traders. The hedge fund folks trade in such huge volume that their influence is massive. In 2020 and 2021, a movement led by a nerdy guy in suburban Boston pushed up the price of Gamestop stock. 

Keith Gill (Paul Dano) AKA Roaring Kitty is that guy. The film also focuses on fictional folks who get into the market, mainly via the Robinhood app, and ride with Gill to keep buying Gamestop stock. Among the actors portraying those citizen stock traders are America Ferrara as a hardworking early Covid era nurse and Anthony Ramos as a clerk in a Gamestop store.

The hedge fund guys figure to make money by shorting the Gamestop stock, betting that it will crash. Real life money men, shown living in luxurious surroundings, are Gabe Plotkin (Seth Rogen), Ken Griffin (Nick Offerman) and Steve Cohen (Vincent D’Onofrio looking quite different from how you’ve seen him before).

Davidson is Keith Gill, Kevin’s brother. He has my favorite line in the movie—sorry for spoiling—when he tells his parents, “Doordash IS a real job. I’m a first responder!” 

Also in the cast are Shailene Woodley as Kevin’s wife and Sebastian Stan as Vlad Tenev, one of the co-founders of Robinhood. (Robinhood gets a considerable amount of credit/blame for the volatility of Gamestop stock. The fictional traders become upset when the app shuts down trading in a credit crunch.)

Director Craig Gillespie punctuates Dumb Money with internet meme videos and TV news clips—some genuine, others cleverly constructed. The film moves quickly with segments that jump between scenarios to an energetic hip-hop soundtrack. 

Dumb Money begs comparison with the 2015 film The Big Short which told the story of people who made money while many Americans suffered financial losses—many even lost their homes! during the housing crisis of the late aughts. Dumb Money actually does a better job of relating what happened during these more recent events than The Big Short did telling what happened in this century’s first decade. The Big Short has many memorable scenes and a stunning cast but did not detail the big picture, admittedly complicated, as clearly as it should have. The script for Dumb Money is by Lauren Schuker Blum and Rebecca Angelo from the non-fiction book The Antisocial Network by Ben Mezrich. 

Among the film’s executive producers are the Winklevoss twins, made famous in the 2010 film The Social Network. Dumb Money is rated R. No nudity but lots of language. 

Insurgent

 

Insurgent, as the 2nd film of a quadrilogy, is like a middle child in a family. The eldest and the baby get more attention and certain perks, so the middle children have to work hard to be noticed.

The main task of the second film of a series is to set up the final films. At the same time, there must be a few hooks to give the film an identity of its own. Insurgent manages to hit its marks on both counts.

Insurgent offers cool dream sequences (apparently inspired by Inception) and the addition of Naomi Watts (as a brunette!) to the cast. Not to mention… the two main characters act on their mutual attraction.

To refresh, civilization in this dystopian version of Chicago is based on all people being selected for one of five factions, according to personality testing. Those who crossover into multiple categories are referred to as Divergent. In the 2014 film, Tris Prior (Shailene Woodley), after being pegged as Divergent, chooses the Dauntless faction, where she meets and falls in love with Four (Theo James).

As we pick up the action in the new film, Tris and Four are living on the run, away from the city, where political turmoil is wreaking havoc. Erudite faction leader Jeanine (Kate Winslet) is now in charge. Upon their return to the bombed out landscape of Chi-town, the pair meet up with Evelyn (Watts) who leads the factionless brigade. She is also revealed to be Four’s mother, though their relationship is far from warm.

The film’s highlights include trials conducted by Candor faction leader Jack Kang (Daniel Dae Kim) with heavy doses of truth serum injected before testimony. Later, the sequences that occur after Tris turns herself into Jeanine for more faction testing are fun to watch as Tris’ mind goes through weird dreams. They are even trippier than the effects that present the opening production logos.

Woodley, Winslet and Watts are the acting stars among a large cast that also includes Miles Teller, Ashley Judd and Octavia Spencer.

As a fan of dystopian future settings, I like this one. (Although it seems odd that most of the bombed-out building shells are still standing 200 years after the destructive war.) The POV flight through the dried-up Chicago River bed isn’t quite as thrilling as the zipline ride from the top of the Hancock building in Divergent, but it does present a creative vision.

While Divergent focused on introducing the characters and the scenario, Insurgent seems more concerned with advancing the storyline. The film, which is violent throughout, ends with a bang as a new political coalition stands by to be fully realized in Allegiant—Part 1. That film will comes to theaters in March 2016.

 

 

 

 

 

 

 

 

 

Divergent

There are similarities: A grim vision of the future, young people facing off against each other, young people facing off against authority, unconsummated sexual tension and… cool costumes. As happens in another recent movie, a ceremony near the film’s beginning brings the citizenry together as it tears families apart.

But—–Divergent is not The Hunger Games and Shailene Woodley is not Jennifer Lawrence.

In a bombed-out futureworld Chicago, Tris Pryor (Woodley) faces a choice she must make: Which of five factions will she choose to join? The smart folks are Erudite, the peaceful people are Amity, those who cannot lie are Candor, the brave and daring are Dauntless and the selfless belong to Abnegation.

Tris does not fit neatly into any one of those categories, so she is destined to be Divergent (according to personality testing). However, when choosing time comes, she picks Dauntless.

Her training is brutal, but she makes it through with help from one of the team leaders, the hunky Four (Theo James). He realizes that she’s a bit brainy for Dauntless, but he makes it work. It’s not a spoiler to tip that they fall in love.

The Dauntless leaders get their crew involved in a political battle. Erudite, led by Jeanine (Kate Winslet) is looking to overthrow the government run by Abnegation, whose leaders include Tris’ parents.

Divergent establishes its characters and tells its story clearly. Its violence is direct but not gory. The effects are good but not overbearing. A favorite scene is a nighttime zipline ride from the top of the John Hancock building. Wheeeeee!

Shailene Woodley received an Oscar nomination for her work in The Descendants. She was good in last year’s The Spectacular Now. For Divergent, she has been handed the keys to a franchise. Her acting chops are strong. But can she command an action role? I say yes. (Her Spectacular Now co-star Miles Teller is a fellow Dauntless trainee, FYI.)

Woodley may have the prettiest eyes in movies, but her look is not glam. She’s not a hardbody, but manages to pull off the athletic moves necessary to play Tris. (Not all of that work can be done by stunt doubles.)

The key to the success of Divergent will be, as with the Potter/Twilight/Hunger films, the passion of fans of the books. But for those of us who did not read the Divergent book, the movie is solidly entertaining. While it resolves its main plot issue, there will be more to come. The sequel Insurgent is due out in March 2015.

 

The Spectacular Now

Here’s the problem with movies like The Spectacular Now. These low-budget indie darlings get critic love at festivals. The NY/LA early release stirs up some big city and national buzz. Then, when they come to the hinterlands, we expect to see something that is transcendent.

This is good marketing strategy, but when an anticipated mind-blower is merely okay, there’s disappointment. We should recognize that festival people and NY/LA people are sometimes more easily charmed by such films than those of us here in flyover country.

When the film’s screenwriters appear (trolling for tweets) in a prologue before the preview screening, mentioning that they also wrote 500 Days of Summer, one may figure that The Spectacular Now might match or exceed that ’09 hit.

It’s not that the central characters Sutter (Miles Teller) and Aimee (Shalene Woodley) aren’t real and likeable. They are. And these are two talented young actors.

Sutter is a good-time high school guy with little ambition who gets by on charm. He’s also a chronic boozer who lives for the moment, the now. Aimee is a modest background player at school who, upon meeting Sutter, discovers the perks of being a wallflower. Their relationship, with Sutter’s ex Cassidy (Brie Larson) hovering nearby, percolates slowly but eventually gains traction.

Sutter urges Aimee to stand up to her divorced mom and Aimee replies that Sutter should stand up to his divorced mom (Jennifer Jason Leigh) to find out the truth about his absent dad (Kyle Chandler).

The big question looms: Will Sutter turn out to be just like his dad and hurt Aimee (like his mom was damaged by his dad’s actions)?

This is a good movie. But it’s not half the movie that 500 Days of Summer was. Enjoy it for what it is. Although Sutter chooses to live in the “now,” you can probably just wait for the DVD.

PS: The Spectacular Now, like most movies about high school kids, uses actors who are in their 20’s. Are there no 17-year-olds who are capable of playing 17-year-olds?

PPS: Also, since this movie is obviously set in the south (it was filmed in Georgia), shouldn’t at least one of its characters have a southern accent?